EDUCATION

2000

THE WHARTON SCHOOL, UNIVERSITY OF PENNSYLVANIA
Ph.D. in Managerial Science and Applied Economics
Concentration: Insurance and Risk Management
Dissertation: An Economic Analysis of Demutualization in the Insurance Industry

COLLEGE OF INSURANCE
B.S. in Actuarial Science, cum laude

EMPLOYMENT

1999 - Present

TEMPLE UNIVERSITY
Assistant Professor
The Fox School of Business
Department of Risk, Insurance and Healthcare Management

2000 - Present

LEONARD DAVIS INSTITUTE OF HEALTH ECONOMICS
UNIVERSITY OF PENNSYLVANIA
Senior Adjunct Fellow

1997 - 1999

UNIVERSITY OF PENNSYLVANIA
Instructor and Teaching Assistant
Insurance and Risk Management Department

1992 - 1994

METROPOLITAN LIFE INSURANCE COMPANY
Actuarial Assistant
Pensions Department

RESEARCH

PUBLICATIONS

ARTICLES IN REFEREED JOURNALS

Viswanathan, K.S., J. Lemaire, K. Withers, K. Armstrong, A. Baumritter, J. Hershey, M. Pauly, and D.A. Asch, 2007, “Adverse Selection in Life Insurance Purchasing, due to the BRCA 1/2 Genetic Test and Elastic Demand,” Journal of Risk and Insurance, 74: 65-86.

Viswanathan, K.S., 2006, "The Pricing of Insurer Demutualization Initial Public Offerings," Journal of Risk and Insurance, 73: 439-468.

Venezian, E.C., K.S. Viswanathan and I.B. Juca, 2005, “A “Square-Root Rule” for Reinsurance? Evidence from Several National Markets,” Journal of Risk Finance, 6: 319-334

Viswanathan, K.S. and J. Lemaire, 2005, “Bonus-Malus Systems in a Deregulated Environment: Forecasting Market Shares Using Diffusion Models,” ASTIN Bulletin, 35: 299-319.

Viswanathan, K.S. and J.D. Cummins, 2003, “Ownership Structure Changes in the Insurance Industry: An Analysis of Demutualization,” Journal of Risk and Insurance, 70: 401-437.

Armstrong, K., B. Weber, G. FitzGerald, J.C. Hershey, M.V. Pauly, J. Lemaire, K. Subramanian, D.A. Asch, 2003, “Life Insurance and Breast Cancer Risk Assessment: Adverse Selection, Genetic Testing Decisions, and Discrimination,” American Journal of Medical Genetics, 120A: 359-364.

Lemaire, J., K. Subramanian, K. Armstrong, and D.A. Asch, 2000, “Pricing Term Insurance in the Presence of a Family History of Breast or Ovarian Cancer,” North American Actuarial Journal, 4: 75-87.

Subramanian, K., J. Lemaire, J. Hershey, M. Pauly, K. Armstrong, and D.A. Asch, 1999, “Estimating Adverse Selection Costs from Genetic Testing for Breast and Ovarian Cancer: The Case of Life Insurance,” Journal of Risk and Insurance, 66: 531-550.

WORKING PAPERS

Diamantaras, D. and K.S. Viswanathan, 2006, "An Employer's Dilemma in Offering Job References.

Pauly, M., K. Withers, K.S. Viswanathan, J. Lemaire, J. Hershey, K. Armstrong, and D.A. Asch, "Price Elasticity of Demand for Term Life Insurance and Adverse Selection, " 2003, National Bureau of Economic Research Working Paper 9925.

Viswanathan, K.S., 2006, "The Wealth Effects of Insurance Company Equity Carve-outs."

HONORS AND AWARDS

Deaver Fellow, Fox School of Business