salary	account balance
current age of 50	200,000.00	500,000.00
ret age of 65 (assumed)	381,537.72	1,379,515.77
nominal increase (assumed)	4.4%	7.0%
replacement rate	0.70
first yr ret needed	267,076.40
first yr Social Security (assumed)	20,000.00
amt needed from pvt ret plans	247,076.40
annuity purchase price (assumed)	10.00
lump sum needed at 65	2,470,764.01
amount already in account (accumulated)	1,379,515.77
additional amount needed	1,091,248.24